CM Punjab Meri Gari Scheme 2026, cm punjab scheme

CM Punjab Meri Gari Scheme 2026 Opens: Own a Car on Rs. 25,000 Installments

Q: Who is eligible for the Meri Gari Scheme?

Punjab residents with stable income and valid CNIC can apply.

Q: Is Rs. 25,000 installment fixed?

Installments may vary slightly depending on car model and tenure.

Q: Are used cars included?

No, the scheme mainly offers new locally assembled cars.

Q: How long is the loan period?

The financing period is usually 4 to 5 years.

Q: Is government giving subsidy?

Yes, the government provides markup support and lower upfront cost.

By Hamza Ali

Published On: February 4, 2026

CM Punjab Meri Gari Scheme 2026 Opens: Own a Car on Rs. 25,000 Installments

You can now own a car in Punjab with just Rs. 25,000 monthly installments under the CM Punjab Meri Gari Scheme 2026, launched by the Government of Punjab under CM Maryam Nawaz Sharif. The program is designed to make vehicle ownership possible for salaried individuals, small business owners, and young professionals who struggle with high upfront car prices. Instead of heavy down payments, the government-supported model focuses on low markup, flexible tenure, and simplified eligibility. It aims to boost mobility, employment access, and economic participation. If you rely on bikes or public transport daily, this scheme offers a practical upgrade path without financial pressure.

What Is CM Punjab Meri Gari Scheme 2026?

A government-backed car financing program offering:

Low monthly installment (≈ Rs. 25,000)
Reduced interest/markup
Easy verification process

Who Can Apply?

Punjab residents
Age 21–55
Stable income proof
Clean credit history

How the Installment Plan Works

Feature	Details
Monthly Payment	Rs. 25,000 approx
Car Type	Small/local assembled cars
Tenure	4–5 years
Down Payment	Low (subsidized)

Step-by-Step Application Process

Online Registration

Fill form on official Punjab portal.

Document Submission

CNIC, income proof, residence details.

Verification

Bank + NADRA verification.

Approval & Delivery

Loan approval → Car allotment.

Why This Scheme Matters

Supports middle-class mobility
Encourages legal auto financing
Boosts local auto industry

Conclusion

If transport limits your job or family needs, this scheme gives a realistic path to car ownership. Apply early, keep documents ready, and track official updates.