The Hunarmand Naujawan Parwaaz Card interest free loan February 2026 program helps skilled youth in Pakistan start small businesses without the burden of interest. Launched under the Prime Minister Youth Programme and supported by the Government of Pakistan, this initiative targets vocational workers, freelancers, and technical diploma holders.
Instead of traditional loans, applicants receive financial support through a special youth card system designed for easy disbursement and monitoring.
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Hunarmand Naujawan Parwaaz Card Apply Online February 2026 – Complete Youth Loan Guide
Who Can Apply?
Eligibility Criteria
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Age: 18–35 years
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Pakistani CNIC holder
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Skill certificate or diploma
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Business idea or existing small setup
Hunarmand Naujawan Parwaaz Card Overseas Jobs Benefits February 2026Hunarmand Naujawan Parwaaz Card Apply Online February 2026 – Complete Youth Loan Guide
Hunarmand Naujawan Parwaaz Card Eligibility Criteria February 2026 – Full GuideLoan Features & Benefits
| Feature | Details |
|---|---|
| Loan Type | Interest Free |
| Purpose | Small business / self-employment |
| Installments | Easy monthly repayment |
| Target Group | Skilled youth |
| Support | Training + mentorship |
How to Apply Step by Step
Online Registration
Apply through the official youth portal linked with National Vocational and Technical Training Commission records.
Document Submission
CNIC, skill certificate, and simple business plan required.
Verification & Approval
Partner banks like Bank of Punjab verify and release funds after approval.
Why This Scheme Matters in 2026
With rising unemployment and freelance growth, this program supports self-employment, reduces dependency, and promotes skilled entrepreneurship across Pakistan.
Conclusion
If you have skills but lack capital, this loan can turn your idea into income. Apply early, prepare documents, and track your application status regularly.
FAQs
What is the Parwaaz Card loan amount?
It varies based on business type and feasibility.
Is the loan really interest free?
Yes, selected applicants repay only the principal.
Can freelancers apply?
Yes, skilled freelancers are eligible.
Do I need collateral?
No heavy collateral is required.
How long does approval take?
Usually a few weeks after verification.
Can women apply?
Yes, female applicants are encouraged.
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