Delay in QR and Digital Payments Raises Concerns for Businesses

Published On: February 9, 2026

Delay in QR and Digital Payments Raises Concerns for Businesses

Implementation delays in the QR-based digital payment system have sparked discussion among businesses and consumers. Despite earlier instructions, many commercial outlets are reportedly still operating without the cashless payment setup, creating concern over transparency and documentation.

The matter is linked to the Punjab Revenue Authority, which had aimed to promote digital transactions across various sectors.

What the Issue Is About

Sources indicate that a large number of restaurants, hotels, and service outlets have not yet activated QR code and Raast-based digital payment systems. This comes even after a previously communicated deadline had passed.

As a result:

Customers are still being asked to pay in cash
Digital transaction records are limited
Monitoring of tax documentation becomes more difficult

Impact on Businesses and Consumers

The delay affects both sides:

For businesses

Transition to cashless systems remains incomplete
Compliance expectations are unclear

For consumers

Fewer digital payment options
Less convenience and traceability

Transparency and Monitoring Questions

Experts note that digital payment systems help improve tax documentation and reduce informal cash handling. Without effective implementation, achieving full transparency becomes more challenging.

Monitoring and enforcement mechanisms are also under discussion, as timely execution is key for policy success.