BISP January 2026: How to Receive 3rd Installment Through Banks

The Benazir Income Support Programme has introduced a new bank-based payment system for the January 2026 third installment, marking a major shift toward transparency and digital delivery.

Under the updated system, beneficiaries can now receive payments directly through partner banks, while eligible women will also be provided a free SIM card to receive official updates and payment alerts.

Also readBISP Office Visit Complaint Process February 2026 – Step-by-Step GuideBISP Payment Deduction Complaint Procedure February 2026

Overview of BISP 3rd Installment (January 2026)

• Installment period: January 2026

• Programs covered: Benazir Kafalat & Taleemi Wazaif

• Payment amount: PKR 9,000 to PKR 12,000

• Disbursement method: Partner banks

• Verification: CNIC biometric authentication

• Status check: 8171 official portal

The new system focuses on women-led households, students, and verified beneficiaries.

Why BISP Shifted to Bank Payments

The bank-based disbursement model has been introduced to address long-standing issues such as delays, unauthorized deductions, and fake messages.

Key benefits include:

• Direct transfer from government to beneficiary

• No agents or middlemen

• Withdraw anytime through bank branches or ATMs

• Biometric verification for security

• Printed receipt for every transaction

Also readBISP Office Visit Complaint Process February 2026 – Step-by-Step GuideBISP Payment Deduction Complaint Procedure February 2026BISP Appeal After Disqualification February 2026 – Complete Guide

How to Receive Your BISP Payment via Bank

Step 1: Check Your Eligibility

Visit the official portal and enter your CNIC:

• 8171.bisp.gov.pk

The system will display your payment status and assigned bank.

Step 2: Go to Your Assigned Bank

For January 2026, payments are being disbursed through:

Step 3: Visit the Branch with Original CNIC

Bring:

• Original CNIC

• Registered mobile number

• 8171 confirmation SMS (if received)

Biometric verification will be completed on the spot.

Step 4: Receive Payment

Once verified:

• Collect your cash

• Take a printed receipt

• Confirm SMS notification

⚠️ Never hand over your CNIC or phone to anyone else.

Free SIM Facility for BISP Beneficiaries

Alongside bank payments, BISP has introduced a free SIM facility for verified female beneficiaries.

Who Is Eligible

• Female head of household

• Active BISP beneficiary

• CNIC-verified record

Network Partners

• Jazz

• Zong

• Telenor

How to Get the SIM

1. Visit any authorized franchise

2. Present original CNIC

3. Eligibility is verified on the spot

4. SIM issued under the same CNIC

Why This SIM Matters

• Official BISP SMS alerts only

• Protection from fake messages

• Payment and program updates

• Improved digital access for women

If You Face Any Issue

Use only official channels:

• SMS: Send CNIC to 8171

• Helpline: 0800-26477

• Portal: 8171.bisp.gov.pk

• Visit: Nearest BISP Tehsil Office

Common issues like biometric failure can be resolved through NADRA updates.

Important Safety Advisory

• BISP never asks for OTP, PIN, or CNIC photos

• Avoid unofficial websites or WhatsApp messages

• Use only 8171 services

Final Words

The BISP 3rd installment for January 2026, combined with bank payments and the free SIM initiative, represents a major step toward transparent, secure, and women-focused welfare delivery in Pakistan.

Beneficiaries can now receive payments with dignity, security, and full visibility — without fear of deductions or fraud.

Also readBISP Office Visit Complaint Process February 2026 – Step-by-Step GuideBISP Payment Deduction Complaint Procedure February 2026BISP Appeal After Disqualification February 2026 – Complete GuideBISP Helpline Number Not Responding February 2026 – Quick Solution GuideHow to File BISP Complaint Online February 2026 – Step-by-Step GuideBISP Taleemi Wazaif Attendance Requirement February 2026 – Complete Student Eligibility Guide